Terms of Use

Please read these Terms of Use carefully. They are

legally binding terms and conditions under which you

may access and use the website. If you do not agree to

abide by these Terms, do not use or access the website.

Our website provides information about the legal services

that we offer, provides general information and resources,

and allows you to contact us.

The words “KLC,” "Kroll Law,"“we,” “ us,” or “our” refer to Kroll Law

Corporation which operates as a corporation in California.

All references to “ website” includes KLC websites that post

a link to this Terms of Use (“Terms”), including this website

that are operated for KLC by service providers under

agreement with the KLC.

These Terms of Use govern your use of our website,

including, without limitation, both mobile and online versions

of our website. By using any one of them, you accept, and

consent to the collection and use of your data in accordance

with, our Privacy Policy. By using our website, you further

agree that we may change, alter, or modify the settings or

configurations on your Device (defined in Paragraph 5(C)

below) in order to allow for or optimize your use of the

websites.

We reserve the right to terminate or limit your access to the

websites for any violation of these Terms, or for any other

reason, at our sole discretion.

1. Disclaimer

Use of the Websites does not create an Attorney-Client

Relationship. No attorney-client relationship between you

and the KLC is or may be created by your access to or use

of the websites or any information contained on them. The

website is designed for general information, only. The

information presented on our website is not meant to be

legal advice nor does the use of this site create an attorney-

client relationship. The only way to become our client is

through a written agreement signed by both you and the

KLC.

Any information you submit to us by phone, through the

website or by email will not be considered confidential and

may be subject to applicable disclosure and reporting

requirements, as required by law. If you are considering

asking us to represent you, please call us or otherwise

whether we are willing or able to undertake your

representation in the matter. In addition to a phone number

to contact us, the website includes a submission form

through which you can request that we contact you about

our potentially representing you.

Contacting us does not create an attorney-client relationship.

Information on our website is meant only for residents of

California. We do not seek to represent any person based

solely on that person’s visit to our web site. Our attorneys

are licensed to practice in California. We represent personal

injury clients, insurance bad faith clients and class

action clients throughout the state of California.

(B) If You have not entered into a Written Agreement,

signed by both you and the KLC, for us to represent

you, do not Submit Confidential or Sensitive

Information. If you submit information to us by email or

otherwise through a website in connection with a matter for

which we do not presently represent you, you acknowledge

that it will not be considered to be confidential and consent

to our sharing it with other attorneys and law firms to

determine whether we will agree to represent you. We

cannot represent you until we know that doing so will not

create a conflict-of-interest. Accordingly, please do not send

us any information about any matter that may involve you or

the matter until you and the KLC enter into a written

agreement, signed by both you and KLC, stating that we

agree to represent you. You recognize that any information

that you submit and our review of your information will not

preclude any lawyer at KLC from representing a party

directly adverse to you, in any matter where that information

is relevant, even if that information is highly confidential and

could be used against you and even if it is transmitted in a

good faith effort to retain us. We reserve the right to decline

any representation.

on the Website. The information provided on the website is

general in nature and does not apply to any particular

factual, legal, medical, financial, insurance, or other

situation. As such, you should not rely on any information on

our website. You should consult an attorney for legal advice

regarding your individual situation and should seek other

professional advice (for example, but not by way of

limitation, medical, health care, insurance, financial, tax

advice) as you determine appropriate.

Any opinions expressed may not reflect the opinions of KLC

or any individual attorney. Although we strive to keep the

content on the websites relevant and useful, laws are often

changing, and we cannot guarantee that all of the content is

complete, accurate or current.

2. Third Party Sites; Dealings with Third Parties

(A) Third-Party Content and Sites. The websites, including

User-Generated Content (defined below), may contain links

to third-party sites and ads (collectively, “Third-Party

Sites ”) that are not owned, controlled or operated by the

KLC, including Third-Party Sites operated by advertisers,

licensors, licensees, and other third parties such as our

service providers or parties who have business relationships

with KLC. KLC may have no control over the content,

operations, policies, terms, or other elements of Third-Party

Sites, and KLC does not assume any obligation to review

any Third-Party Sites. KLC does not endorse, approve, or

sponsor any Third-Party Sites, or any third-party content,

advertising, information, materials, products, services or

other items. Furthermore, KLC is not responsible for the

quality or delivery of the products or services offered,

accessed, obtained by or advertised at such Third-Party

Sites. Any activities you engage in in connection with any of

the same are subject to the privacy and other policies, terms

and conditions of use and/or sale, and rules issued by the

operator of the Third-Party Sites.

(B) Dealings with Third Parties. Any interactions,

correspondence, transactions, and other dealings that you

have with any third parties found on or through the websites

(including on or via Third-Party Sites or advertisements) are

solely between you and the third party (including issues

related to the content of third-party advertisements,

payments, delivery of goods, warranties (including product

warranties), privacy and data security, and the like).

3. User Accounts

You may be asked to create an account to access some

features of the websites, such as a discussion board. KLC’s

practices governing any resulting collection and use of your

personal information are disclosed in our Privacy Policy.

If you are under the age of thirteen (13), then you are not

permitted to register as a user or otherwise use the websites

or submit personal information to us.

If you register for any feature that requires a password

and/or username, then you will select your own password at

the time of registration (or we may send you an e-mail

notification with a randomly generated initial password) and

you agree that you will:

i You will not use a username (or e-mail address) that is

already being used by someone else, may impersonate

another person, belongs to another person, violates the

intellectual property or other right of any person or

entity, or is offensive.

ii We may reject the use of any password, username, or e-

mail address for any other reason in our sole discretion;

iii You will provide true, accurate, current, and complete

registration information about yourself in connection

with the registration process and maintain and update

such information continuously and promptly to keep it

accurate, current, and complete;

iv You are solely responsible for all activities that occur

under your account, password, and username –

whether or not you authorized the activity;

v You are solely responsible for maintaining the

confidentiality of your password and for restricting

access to your Device so that others may not access

any password protected portion of the websites using

your name, username, or password;

vi You will immediately notify us of any unauthorized use

of your account, password, or username, or any other

breach of security; and

vii You will not sell, transfer, or assign your account or any

account rights.

We will not be liable for any loss or damage (of any kind and

under any legal theory) to you or any third party arising from

your inability or failure for any reason to comply with any of

the foregoing obligations.

4. Content You Submit and Community Usage Rules

(A) User Generated Content

i General. KLC may now or in the future offer users of the

websites the opportunity to create, build, post, upload,

display, publish, distribute, transmit, broadcast, or

otherwise make available on or submit through the

websites (collectively, “submit”) messages, text,

illustrations, files, images, articles, blogs, books, course

materials, graphics, photos, comments, responses,

sounds, music, audio, videos, information, content,

ratings, reviews, data, questions, suggestions,

personally identifiable information, or other information

or materials and the ideas contained therein

(collectively, “User-Generated Content ”). Subject to

the rights and license you grant in these Terms, you

retain whatever legally cognizable right, title, and

interest that you have in your User-Generated Content

and you remain ultimately responsible for it.

ii Non-Confidentiality of Your User-Generated Content. You

agree that: (a) your User-Generated Content will be

treated as non-confidential – regardless of whether you

mark them “confidential,” “proprietary,” or the like – and

will not be returned, and (b) KLC does not assume any

obligation of any kind to you or any third party with

respect to your User-Generated Content.

iii License to KLC of Your User-Generated Content. You

hereby grant to KLC, the non-exclusive, unrestricted,

unconditional, unlimited, worldwide, irrevocable,

perpetual, and cost-free right and license to use, copy,

record, distribute, reproduce, disclose, sell, re-sell,

sublicense (through multiple levels), display, publicly

perform, transmit, publish, broadcast, translate, make

derivative works of, and otherwise use and exploit in

any manner whatsoever, all or any portion of your User-

Generated Content (and derivative works thereof), for

any purpose whatsoever in all formats, on or through

any means or medium now known or hereafter

developed, and with any technology or devices now

known or hereafter developed, and to advertise,

market, and promote the same. Without limitation, the

granted rights include the right to: (a) configure, host,

index, cache, archive, store, digitize, compress,

optimize, modify, reformat, edit, adapt, summarize,

publish in searchable format, and remove such User-

Generated Content and combine same with other

materials; and (b) use any ideas, concepts, know-how,

or techniques contained in any User-Generated

Content for any purposes whatsoever, including

developing, producing, and marketing products and/or

services. In order to further effect the rights and license

that you grant to the KLC to your User-Generated

Content, you also hereby grant to KLC, and agree to

grant to the KLC, the unconditional, perpetual,

irrevocable right to use and exploit your name, persona,

and likeness in connection with any User-Generated

Content, without any obligation or remuneration to you.

Except as prohibited by law, you hereby waive, and you

agree to waive, any moral rights (including attribution

and integrity) that you may have in any User-Generated

Content, even if it is altered or changed in a manner not

agreeable to you. To the extent not waivable, you

irrevocably agree not to exercise such rights (if any) in

a manner that interferes with any exercise of the

granted rights. You understand that you will not receive

any fees, sums, consideration, or remuneration for any

of the rights granted in this Section 4(A)(iii).

iv The KLC’s Exclusive Right to Manage our Websites.

KLC may, but will not have any obligation to, review,

monitor, display, post, store, maintain, accept, or

otherwise make use of, any of your User-Generated

Content, and KLC may, in its sole discretion, reject,

delete, move, re-format, remove or refuse to post or

otherwise make use of User-Generated Content without

notice or any liability to you or any third party in

connection with our operation of User-Generated

Content venues in an appropriate manner. Without

limitation, we may do so to address content that comes

to our attention that we believe is offensive, obscene,

lewd, lascivious, violent, harassing, threatening,

abusive, illegal or otherwise objectionable or

inappropriate, or to enforce the rights of third parties or

these Terms, including without limitation, the content

restrictions set forth below in the Community Rules

(defined in Section 4 (B)). Such User-Generated

Content submitted by you or others need not be

maintained on the websites by us for any period of time

and you will not have the right, once submitted, to

access, archive, maintain, or otherwise use such User-

Generated Content on the websites or elsewhere.

v Representations and Warranties Related to Your User-

Generated Content. Each time you submit any User-

Generated Content, you represent and warrant that you

are at least the age of majority in the jurisdiction in

which you reside and are the parent or legal guardian,

or have all proper consents from the parent or legal

guardian, of any minor who is depicted in or contributed

to any User-Generated Content you submit, and that,

as to that User-Generated Content, (a) you are the sole

author and owner of the intellectual property and other

rights to the User-Generated Content, or you have a

lawful right to submit the User-Generated Content and

grant KLC the rights to it that you are granting by these

Terms, all without any KLC obligation to obtain consent

of any third party and without creating any obligation or

liability of KLC; (b) the User-Generated Content is

accurate; (c) the User-Generated Content does not

and, as to KLC’s permitted uses and exploitation set

forth in these Terms, will not infringe any intellectual

property or other right of any third party; and (d)the

User-Generated Content will not violate these Terms

(including the Community Rules), or cause injury or

harm to any person.

vi Enforcement. KLC has no obligation to monitor or

enforce your intellectual property rights to your User-

Generated Content, but you grant us the right to protect

and enforce our rights to your User-Generated Content,

including by bringing and controlling actions in your

name and on your behalf (at KLC’s cost and expense,

to which you hereby consent and irrevocably appoint

KLC as your attorney-in-fact, with the power of

substitution and delegation, which appointment is

coupled with an interest).

(B) Community Rules. As a user of the websites, these

Community Rules (“Community Rules”) are here to help

you understand the conduct that is expected of members of

the websites’ blogs, rating functionality and similar places

where you can post comments on the websites (collectively,

“Communities”).

(i) Nature of Rules. Your participation in the Communities is

subject to all of the Terms, including these Rules:

• Your User-Generated Content. All of your User-Generated

Content either must be original with you or you must

have all necessary rights in it from third parties in order

to permit you to comply with these Terms

• No Pictures, Videos, or Images of Anyone Other Than You

and Your Friends and Family. If you choose to submit

photos to the websites, link to embedded videos, or

include other images of real people, then make sure

they are of you or of you and someone you know – and

only if you have their express permission to submit it.

• Act Appropriately. All of your activities on the websites

must be venue appropriate, as determined by us. Be

respectful of others’ opinions and comments so we can

continue to build Communities for everyone to enjoy. If

you think your User-Generated Content might offend

someone or be embarrassing to someone, then

chances are it probably will and it doesn’t belong on the

websites. Cursing, harassing, stalking, insulting

comments, personal attacks, gossip, and similar actions

are prohibited. Your User-Generated Content must not

threaten, abuse, or harm others, and it must not include

any negative comments that are connected to race,

national origin, gender, sexual orientation, or physical

handicap. Your User-Generated Content must not be

defamatory, slanderous, indecent, obscene,

pornographic, or sexually explicit.

• Do Not Use for Commercial or Political Purposes. Your

User-Generated Content must not advertise or promote

a product or service or other commercial activity, or a

politician, public servant, or law.

• Do Not Use for Inappropriate Purposes. Your User-

Generated Content must not promote any infringing,

illegal, or other similarly inappropriate activity.

• Be Honest and Do Not Misrepresent Yourself or Your User-

Generated Content. Do not impersonate any other

person, user, or company, and do not submit User-

Generated Content that you believe may be false,

fraudulent, deceptive, inaccurate, or misleading, or that

misrepresents your identity or affiliation with a person or

company.

• Others Can See. We hope that you will use the

Communities to exchange information and content and

have venue appropriate discussions with other

members. However, please remember that the

Communities are public or semi-public and User-

Generated Content that you submit on the Service

within a Community may be accessible and viewable by

other users. Do not submit personally identifying

information (e.g., first and last name together,

password, phone number, address, credit card number,

medical information, e-mail address, or other personally

identifiable information or contact information) on

Community spaces and take care when disclosing this

type of information to others.

• Don’t Share Other Peoples’ Personal Information. Your

User-Generated Content should not reveal another

person’s address, phone number, e-mail address,

social security number, credit card number, medical

information, financial information, or any other

information that may be used to track, contact, or

impersonate that individual, unless, and in the form and

by the method, specifically requested by KLC.

• Don’t Damage the Websites or Anyone’s Computers or

Other Devices. Your User-Generated Content must not

submit viruses, Trojan horses, spyware, or any other

technologies or malicious code that could impact the

operation of the websites or any computer or other

Device (as defined in Paragraph 5(C) below).

If you submit User-Generated Content that KLC reasonably

believes violates these Rules, then we may discontinue your

access to the websites without prior notice to you and take

any legally available action that we deem appropriate, in our

sole discretion. However, we are not obligated to take any

action not required by law.

(ii) Your Interactions with Other Users; Disputes. You are

solely responsible for your interaction with other users of the

websites, whether online or offline. We are not responsible

or liable for the conduct or content of any user. We reserve

the right, but have no obligation, to monitor or become

involved in disputes between you and other users. Exercise

common sense and your best judgment in your interactions

with others (e.g., when you submit any personal or other

information) and in all of your other online activities.

that violates these Terms, then you may report it

to: info@krollcorporation.com. For alleged infringements

of copyright, see Section 11 below.

5. Content, Ownership, Limited License & Limitations on

Use and Rights of Others

(A) Content The websites contain a variety of: (i) materials

and other items relating to KLC and its products and

services, and similar items from our licensors and other third

parties, including all layout, information, text, data, files,

images, scripts, designs, graphics, button icons, instructions,

illustrations, photographs, articles, books, audio clips, music,

sounds, pictures, videos, advertising copy, URLs,

technology, software, interactive features, the “look and feel”

of the websites, and the compilation, assembly, and

arrangement of the materials of the websites and any and all

copyrightable material (including source and object code); (ii)

trademarks, logos, trade names, service marks, and trade

identities of various parties, including those of KLC

(collectively, “Trademarks”); and (iii) other forms of

intellectual property (all of the foregoing, collectively

“Content”).

(B) Ownership by KLC. The websites (including past,

present, and future versions) and the Content are owned or

controlled by KLC and our licensors and certain other third

parties such as our affiliates. All right, title, and interest in

and to the Content available via the websites is the property

of KLC or our licensors or certain other third parties, and is

protected by U.S. and international copyright, trademark,

patent, or other intellectual property rights and laws to the

fullest extent possible. KLC owns the copyright in the

selection, compilation, assembly, arrangement, and

enhancement of the Content on the websites. Except as

expressly provided below, nothing contained herein should

be construed as conferring any license or right, by

implication, estoppel or otherwise, under copyright or other

intellectual property rights.

Content . Subject to your strict compliance with these

Terms, you are hereby granted a non-exclusive, revocable,

non-assignable, and non-transferable license to download

(temporary storage only), display, view, use, and/or play the

Content (excluding source and object code in raw form or

otherwise, other than as made available to access and use

to enable display and functionality) on a personal computer,

mobile phone or other wireless device, or other Internet

enabled device (each, a “Device“) (i) solely for your

personal, informational, non-commercial purposes only, (ii)

on the terms herein, (iii) provided that you do not modify or

alter the Content in any way, and (iv) provided that you do

not delete or change any copyright or trademark notice. The

foregoing limited license: (i) does not give you any

ownership of, or any other intellectual property interest in,

any Content, and (ii) may be immediately suspended or

terminated for any reason, in KLC’s sole discretion, and

without advance notice or liability. Except as expressly

provided herein, no part of the websites, including, but not

limited to, Content retrieved and the underlying code, may

be reproduced, republished, copied, transmitted, or

distributed in any form or by any means.

(D) Rights of Others. In using the websites, you must

respect the intellectual property and other rights of the KLC

and others. Your unauthorized use of Content may violate

and other laws, and any such use may result in your

personal liability, including potential criminal liability. KLC

respects the intellectual property rights of others. If you

believe that your work has been infringed by means of an

improper posting or distribution of it via the websites, then

please see Section 11.

6. Restrictions on Use

(A) Use Restrictions for the Websites. You agree that you

will not: (i) reverse engineer, decompile, disassemble,

reverse assemble, or modify any websites’ source or object

code or any software or other products, websites, or

processes accessible through any portion of the websites;

(v) engage in any activity that interferes with a user’s access

to the websites or the proper operation of the websites, or

otherwise causes harm to the websites, KLC, or other users

of the websites; (vi) interfere with or circumvent any security

feature of the websites or any feature that restricts or

enforces limitations on use of or access to the websites, the

Content, or the User-Generated Content; (vii) harvest or

otherwise collect or store any information (including

personally identifiable information about other users of the

websites, including e-mail addresses, without the express

consent of such users); (viii) attempt to gain unauthorized

access to the websites, other computer systems or networks

connected to the websites, through password mining or any

other means; or (ix) otherwise violate these Terms.

(B) Content Use Restrictions. You also agree that, in using

the websites: (i) you will not monitor, gather, copy, or

distribute the Content (except as may be a result of standard

search engine activity or use of a standard browser) on the

websites by using any robot, rover, “bot”, spider, scraper,

crawler, spyware, engine, device, software, extraction tool,

or any other automatic device, utility, or manual process of

any kind; (ii) you will not frame or utilize framing techniques

to enclose any such Content (including any images, text, or

page layout); (iii) you will keep intact all Trademark,

such Content; (iv) you will not use such Content in a manner

that suggests an unauthorized association with any of our or

our licensors’ products, websites, or brands; (v) you will not

make any modifications to such Content; and (vi) you will not

insert any code or product to manipulate such Content in any

way that adversely affects any user experience.

immediately suspend or terminate the availability of the

websites and Content (and any elements and features of

them), in whole or in part, for any reason, in KLC’s sole

discretion, and without advance notice or liability.

(D) Reservation of All Rights Not Granted as to the

Content and Websites. These Terms include only narrow,

limited grants of rights to Content and to use and access the

websites. No right or license may be construed, under any

legal theory, by implication, estoppel, industry custom, or

otherwise. All rights not expressly granted to you are

reserved by KLC and its licensors and other third

parties. Any unauthorized use of any Content or the

websites for any purpose is prohibited.

7. Disclaimer of Representations and Warranties

“Covered Parties” means KLC (including its parents,

subsidiaries and affiliated and other related entities), its

listees, business partners, co-counsel, and other entities

participating in the websites, and its and their officers,

directors, partners, shareholders, principals, managers,

members, employees, contractors, attorneys, agents,

successors and assigns.

YOUR ACCESS TO AND USE OF THE WEBSITES IS AT

YOUR SOLE RISK. THE WEBSITES ARE PROVIDED ON

AN “AS IS,” “AS AVAILABLE” AND “WITH ALL FAULTS”

BASIS AND THE COVERED PARTIES EXPRESSLY

DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED,

INCLUDING THE WARRANTIES OF MERCHANTABILITY,

FITNESS FOR A PARTICULAR PURPOSE, NON-

INFRINGEMENT OR MISAPPROPRIATION OF

INTELLECTUAL PROPERTY RIGHTS OF THIRD

PARTIES, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT,

SYSTEM INTEGRATION, AND FREEDOM FROM

COMPUTER VIRUS.

Some jurisdictions limit or do not allow the disclaimer of

implied or other warranties so the above disclaimers may not

apply to the extent such jurisdictions’ laws are applicable.

WITHOUT LIMITING THE GENERALITY OF OTHER

TERMS HEREIN, THE COVERED PARTIES ALSO

DISCLAIM ALL WARRANTIES, RESPONSIBILITY AND

LIABILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY,

OR DAMAGE OF ANY KIND RESULTING FROM, ARISING

OUT OF OR ANY WAY RELATED TO:(A) ANY ERRORS IN

OR OMISSIONS FROM THE WEBSITES, THE

FUNCTIONS, FEATURES, OR ANY OTHER ELEMENTS

ON, OR MADE ACCESSIBLE THROUGH THE WEBSITES

(AND THEIR CONTENT), INCLUDING, BUT NOT LIMITED

TO, TECHNICAL INACCURACIES AND TYPOGRAPHICAL

ERRORS; (B) USER-GENERATED CONTENT,

INCLUDING, BUT NOT LIMITED TO, ANY ERRORS OR

OMISSIONS THEREIN OR ANY SECURITY ASSOCIATED

WITH THE TRANSMISSION OF YOUR USER-

GENERATED CONTENT TO OR VIA THE WEBSITES; (C)

ANY THIRD PARTY WEBSITES OR CONTENT THEREIN

DIRECTLY OR INDIRECTLY ACCESSED THROUGH

LINKS IN OUR WEBSITES, INCLUDING, BUT NOT

LIMITED TO, ANY ERRORS OR OMISSIONS THEREIN;

(D) THE UNAVAILABILITY OF THE WEBSITES OR ANY

PORTION THEREOF; (E) YOUR USE OF THE WEBSITES;

(F) ANY SOFTWARE YOU MAY DOWNLOAD FROM OUR

WEBSITES OR THIRD-PARTY SITES; (G) WHETHER THE

WEBSITES OR THE SERVERS THAT MAKE THE

WEBSITES AVAILABLE ARE FREE FROM ANY HARMFUL

COMPONENTS (INCLUDING VIRUSES, TROJAN

HORSES, AND OTHER TECHNOLOGIES THAT COULD

ADVERSELY IMPACT YOUR DEVICE); (H) WHETHER

THE INFORMATION (INCLUDING ANY INSTRUCTIONS)

ON THE WEBSITES IS ACCURATE, COMPLETE,

CORRECT, ADEQUATE, USEFUL, TIMELY OR RELIABLE;

(I) WHETHER YOUR ACCESS TO THE WEBSITES WILL

BE UNINTERRUPTED; (J) WHETHER THE WEBSITES

WILL BE AVAILABLE AT ANY PARTICULAR TIME OR

LOCATION; (K) WHETHER YOUR USE OF THE

WEBSITES IS LAWFUL IN ANY PARTICULAR

JURISDICTION; (L) YOUR USE OF ANY EQUIPMENT OR

SOFTWARE IN CONNECTION WITH THE WEBSITES;

AND (M) ANY DATA SECURITY BREACH OR

DISCLOSURE OF ANY PERSONAL INFORMATION

SUBMITTED AT THE WEBSITES.

Bloggers on behalf of the KLC may be compensated. Some

photos on the websites are of models and not of clients or

KLC personnel and may be simulations of actual scenes.

Services performed by our KLC may be performed by

lawyers other than those who are in such photos. Any

testimonials or endorsements contained on the websites do

not constitute a guarantee, warranty or prediction regarding

the outcome of your legal matter.

8. LIMITATIONS OF OUR LIABILITY

UNDER NO CIRCUMSTANCES WILL ANY OF THE

COVERED PARTIES BE RESPONSIBLE OR LIABLE FOR

ANY LOSS OR DAMAGES OF ANY KIND, including injury

to persons or property or death or for any direct, indirect,

economic, exemplary, special, punitive, incidental, or

consequential losses or damages that are directly or

indirectly related to:

a the websites (including the Content and the User-

Generated Content), whether arising from alleged

negligence, breach of contract or defamation;

b your use of or inability to use the websites, or the

performance of the websites;

c any action taken in connection with an investigation by the

Covered Parties or law enforcement authorities

regarding your access to or use of the websites;

d any action taken in connection with copyright or other

intellectual property owners or other rights owners;

e any errors or omissions in the websites’ technical

operation, including data security breaches or

disclosures of any personal information submitted at the

websites; or

f any damage to any user’s computer, hardware, software,

modem, or other equipment or technology, including

damage from any security breach or from any virus,

bugs, tampering, fraud, error, omission, interruption,

defect, delay in operation or transmission, computer

line, or network failure or any other technical or other

malfunction, including losses or damages in the form of

lost profits, loss of goodwill, loss of data, work

stoppage, accuracy of results, or equipment failure or

malfunction.

The foregoing limitations of liability will apply even if any of

the foregoing events or circumstances were foreseeable and

even if the Covered Parties were advised of or should have

known of the possibility of such losses or damages,

regardless of whether you bring an action based in contract,

negligence, strict liability, or tort (including whether caused,

in whole or in part, by negligence, acts of god,

telecommunications failure, or destruction of the websites).

Some jurisdictions do not allow the exclusion or limitation of

incidental or consequential damages of the sort that are

described above, so the above limitation or exclusion may

not apply to you.

TO THE FULLEST EXTENT PERMITTED BY

APPLICABLE LAW, IN NO EVENT WILL THE COVERED

PARTIES’ TOTAL LIABILITY TO YOU, FOR ALL

POSSIBLE DAMAGES, LOSSES, AND CAUSES OF

ACTION IN CONNECTION WITH YOUR ACCESS TO AND

USE OF THE WEBSITES AND YOUR RIGHTS UNDER

THESE TERMS, EXCEED $100.00; PROVIDED,

HOWEVER, THIS PROVISION WILL NOT APPLY IF A

TRIBUNAL WITH APPLICABLE JURISDICTION FINDS

SUCH TO BE UNCONSCIONABLE.

9. Governing Law

These Terms are to be governed by and construed in accord

with the laws of the State of California, USA, without regard

to choice of law principles.

10. Dispute Resolution

Certain portions of this Section 10 are deemed to be a

“written agreement to arbitrate” pursuant to the Federal

Arbitration Act. You and KLC agree that we intend that this

Section 10 satisfies the “writing” requirement of the Federal

Arbitration Act. This Section 10 can only be amended by

mutual agreement.

(A) First – Try to Resolve Disputes. If any controversy,

allegation, or claim arises out of or relates to the websites,

the Content, your User-Generated Content, or these Terms,

whether heretofore or hereafter arising (collectively,

“ Dispute”), then you and we agree to send a written notice

to the other providing a reasonable description of the

Dispute, along with a proposed resolution of it. Our notice to

you will be sent to you based on the most recent contact

information that you provide us. But if no such information

exists or if such information is not current, then we have no

obligation under this Section 10(A). Your notice to us must

be sent to: Kroll Law Corporation, 1187 Coast Village Road,

#486, Santa Barbara, California 93108. For a period of

ninety (90) days from the date of KLC’s receipt of your

notice, KLC to resolve the Dispute on terms with respect to

which you and KLC, in each of our sole discretion, are not

acceptable.

(B) Alternative Dispute Resolution; Forums. All Disputes

which cannot be resolved amicably by the parties shall be

determined by final and binding arbitration administered by

the Judicial Arbitration and Mediation Service –“JAMS” in

accordance with its rules based upon the following:

i The place of arbitration shall be Los Angeles, California,

and the language of arbitration shall be English.

ii The number of arbitrators shall be one (1), to be appointed

by mutual agreement of the parties. If the parties fail to

agree on the appointment of the sole arbitrator, a panel

of three (3) arbitrators shall be formed. Each party shall

appoint one (1) arbitrator and such party-appointed

arbitrator shall jointly designate the presiding arbitrator.

Unless otherwise agreed in writing by the parties, one

shall only be eligible for nomination as the presiding

arbitrator if he/she has extensive familiarity with the

laws of California and has experience in the laws of

professional liability.

iii The parties grant the arbitrator(s) jurisdiction to rule on the

arbitrability of the dispute and on repose, statute of

limitations or any other time-barrier raised by either

party.

iv The arbitral award shall indicate a time-limit for

voluntary compliance by the defaulting party, and shall

set a daily fee and post-award interests to accrue

thereafter against the non-compliant party.

v Either party may seek interim, conservatory, security and

emergency measures of protection, and injunctive relief

in any court of competent jurisdiction in the state of

California in support of arbitration (urgent relief). For the

purposes of this provision, the parties hereby consent

to the non-exclusive jurisdiction of the United States

District Court for the Central District of California, USA

or Superior Court for the County of Los Angeles, State

of California. THE PARTIES WAIVE THE RIGHT OF

JURY TRIAL, IF APPLICABLE; AND FURTHER

WAIVE ANY RIGHT THAT IT MAY HAVE TO ASSERT

THE DEFENSE OF FORUM NON-CONVENIENS IN

ANY SUCH SUIT IN SUPPORT OF ARBITRATION.

vi The costs, fees and expenses (including without

limitation expenses incurred with legal representation

and compensation of the arbitrator(s)) shall be

apportioned between the parties in accordance with

prevailing party / defaulting party ratio, and shall be

reimbursed by the defaulting party to the prevailing

party after set off.

C) Federal and State Courts in Los Angeles County,

California. Except to the extent that arbitration is required in

Section 10(B), and except as to the enforcement of any

arbitration decision or award, any action or proceeding

relating to any Dispute may only be instituted in state or

federal court in Los Angeles County, California. Accordingly,

you and KLC consent to the exclusive personal jurisdiction

and venue of such courts for such matters.

(D) Injunctive Relief. The provisions of Section 10(A) and

10(B) will not apply to any legal action taken by KLC to seek

an injunction or other equitable relief in connection with, any

loss, cost, or damage (or any potential loss, cost, or

damage) relating to the websites, any Content, your User-

Generated Content and/or KLC’s intellectual property rights

(including such that we may claim that may be in dispute),

and/or KLC’s operations.

11. Digital Millennium Copyright Act

Notification. If you are a copyright owner or an agent thereof

and believe that any Content at the websites, including any

User Generated Content, infringes upon your copyright, you

may submit a written notification pursuant to the Digital

Millennium Copyright Act (“DMCA”) (see 17 U.S.C. 512(c)(3)

for further information) by providing our Copyright Agent

(listed below) with the following information:

• an electronic or physical signature of a person authorized

to act on behalf of the owner of an exclusive right that is

allegedly infringed

• a description of the copyrighted work claimed to have been

infringed or if multiple copyrighted works are covered by

a notification, a representative list of such works at our

websites

• a description of the location on the websites of the

allegedly infringing material(s); (iv) your address,

telephone number, and email address

• a written statement that you have a good faith belief that

use of the material(s) in the manner complained of is

not authorized by the copyright owner, its agent, or the

law; and

• a written statement that the information in the notification is

accurate, and under penalty of perjury, that you are

authorized to act on behalf of the owner of an exclusive

right that is allegedly infringed

KLC’s designated Copyright Agent for notice of claims of

infringement is:

c/o Ward & Ward

9777 Wilshire Boulevard

Boulevard, Suite 805

Beverly Hills, CA 90212

Only notices of alleged copyright infringement should go to

the Copyright Agent; any other feedback, comments,

requests for technical support, and other communications

should be directed to KLC. You acknowledge that if you fail

to comply with all of the notice requirements of the DMCA,

your notice may not be valid.

Counter-Notification. If you believe that any User Generated

Content of yours that was removed is not infringing, or that

you have the appropriate rights from the copyright owner or

third party, or pursuant to the law, to post and use the

material in your User Generated Content, you may send a

counter notification containing the following information to

the Copyright Agent:

• your physical or electronic signature

• identification of the material that has been removed or to

which access has been disabled and the location at

which the material appeared before it was removed or

disabled

• a statement(under penalty of perjury) that you have a good

faith belief that the content was removed or disabled as

a result of mistake or a misidentification of the material

• your name, address, telephone number, and e-mail

address, along with a statement that you consent to the

jurisdiction of the federal court in Boston,

Massachusetts and a statement that you will accept

service of process from the person who provided

notification of the alleged infringement

If a counter notification is received by the Copyright Agent,

KLC may send a copy of such counter notification to the

original notifying party. The original notifying party shall have

ten (10) business days to file an action for copyright

infringement and seek a court order against the content

provider or user posting such material. If no such

infringement action is filed within such 10 business days, we

may, in our sole discretion, reinstate the removed material or

cease disabling such material.

In accordance with the DMCA and other applicable law, the

KLC may, in appropriate circumstances, terminate access, at

the KLC’s sole discretion, of any user that we find to be a

repeat infringer of others copyrights. KLC may also, in its

sole discretion, limit or fully terminate access to the websites

of any user infringing the intellectual property rights of

others, regardless of whether such user is a repeat offender

or not.

12. Questions regarding our websites

If you have a question regarding using one of our websites,

you may contact us at 1-805-568-1888 or by email

at info@krollcorporation.com.

13. Waiver of Injunctive or Other Equitable Relief

IF YOU CLAIM THAT YOU HAVE INCURRED ANY LOSS,

DAMAGES, OR INJURIES IN CONNECTION WITH YOUR

USE OF THE WEBSITES, THEN THE LOSSES,

DAMAGES, AND INJURIES WILL NOT BE IRREPARABLE

OR SUFFICIENT TO ENTITLE YOU TO AN INJUNCTION

OR TO OTHER EQUITABLE RELIEF OF ANY KIND. THIS

MEANS THAT, IN CONNECTION WITH YOUR CLAIM,

YOU AGREE THAT YOU WILL NOT SEEK, AND THAT

YOU WILL NOT BE PERMITTED TO OBTAIN, ANY COURT

OR OTHER ACTION THAT MAY INTERFERE WITH OR

PREVENT THE DEVELOPMENT OR EXPLOITATION OF

ANY WEBSITE, APPLICATION, CONTENT, USER-

GENERATED CONTENT, PRODUCT, SERVICE, OR

INTELLECTUAL PROPERTY OWNED, LICENSED, USED

OR CONTROLLED BY KLC (INCLUDING YOUR

LICENSED USER-GENERATED CONTENT) OR A

LICENSOR OF KLC.

14. Updates to Terms

These Terms, in the form posted at the time of your use of

the applicable websites to which it applies, shall govern such

use. AS OUR WEBSITES EVOLVE, THE TERMS AND

CONDITIONS UNDER WHICH WE OFFER THE

WEBSITES MAY BE MODIFIED AND WE MAY CEASE

OFFERING THE WEBSITES UNDER THE TERMS FOR

WHICH THEY WERE PREVIOUSLY OFFERED.

ACCORDINGLY, EACH TIME YOU SIGN IN TO OR

OTHERWISE USE THE WEBSITES YOU ARE ENTERING

INTO A NEW AGREEMENT WITH US ON THE THEN

APPLICABLE TERMS AND CONDITIONS AND YOU

AGREE THAT WE MAY NOTIFY YOU OF OTHER TERMS

BY POSTING THEM ON THE WEBSITES (OR IN ANY

OTHER REASONABLE MANNER OF NOTICE WHICH WE

ELECT), AND THAT YOUR USE OF THE WEBSITES

AFTER SUCH NOTICE CONSTITUTES YOUR

AGREEMENT TO THE CURRENT TERMS FOR YOUR

NEW USE AND TRANSACTIONS. Therefore, you should

review the posted Terms of Use each time you use the

websites (at least prior to each transaction or submission).

Additional terms will be effective as to new use and

transactions as of the time that we post them, or such later

date as may be specified in them or in other notice to you. In

the event any notice to you of new, revised or additional

terms is determined by a tribunal to be insufficient, the prior

agreement shall continue until sufficient notice to establish a

new agreement occurs.You should frequently check the

home page which you agree is a reasonable manner of

providing you notice. You can reject any new, revised or

additional terms by discontinuing use of the websites and

related services.

15. General Provisions

(A) KLC’s Consent or Approval. As to any provision in

these Terms that grants KLC a right of consent or approval,

or permits KLC to exercise a right in its “sole discretion,”

KLC may exercise that right in its sole and absolute

discretion. Please note that KLC’s consent or approval may

be deemed to have been granted by KLC without being in

writing and signed by an officer of the KLC.

(B) Indemnity. You agree to, and you hereby, defend,

indemnify, and hold the Covered Parties harmless from and

against any and all claims, damages, losses, costs,

investigations, liabilities, judgments, fines, penalties,

settlements, interest, and expenses (including attorneys’

fees) that directly or indirectly arise from or are related to any

claim, suit, action, demand, or proceeding made or brought

against any Covered Party, or on account of the

investigation, defense, or settlement thereof, arising out of or

in connection with, whether occurring heretofore or

hereafter: (i) your User-Generated Content;(ii) your use of

the websites and your activities in connection with the

websites; (iii) your breach or alleged breach of these Terms;

(iv) your violation or alleged violation of any laws, rules,

regulations, codes, statutes, ordinances, or orders of any

governmental or quasi-governmental authorities in

connection with your use of the websites or your activities in

connection with the websites; (v) information or material

transmitted through your Device, even if not submitted by

you, that infringes, violates, or misappropriates any

publicity, privacy, or other right of any person or entity; (vi)

any misrepresentation made by you; and (vii) the Covered

Parties’ use of the information that you submit to us

(including your User-Generated Content) (all of the

foregoing, “Claims and Losses”). You will cooperate as fully

required by the Covered Parties in the defense of any Claim

and Losses. Notwithstanding the foregoing, the Covered

Parties retain the exclusive right to settle, compromise, and

pay any and all Claims and Losses. The Covered Parties

reserve the right to assume the exclusive defense and

control of any Claims and Losses. You will not settle any

Claims and Losses without, in each instance, the prior

written consent of an officer of a Covered Party. The

indemnity does not apply to events arising directly from an

attorney-client relationship, if any, that may be entered

between you and KLC on the terms described herein.

Services; International Issues. KLC controls and operates

the websites from the state of California, U.S.A., and makes

no representation that the websites are appropriate or

available for use beyond the U.S.A. If you use the websites

from other locations, you are doing so on your own initiative

and are responsible for compliance with applicable local

laws regarding your online conduct and acceptable content,

if and to the extent local laws apply.

(D) Severability; Interpretation. If any provision of these

Terms is for any reason deemed invalid, unlawful, void, or

unenforceable by a court or arbitrator of competent

jurisdiction, then that provision will be deemed severable

from these Terms, and the invalidity of the provision will not

affect the validity or enforceability of the remainder of these

Terms (which will remain in full force and effect). To the

extent permitted by applicable law, you agree to waive, and

you hereby waive, any applicable statutory and common law

that may permit a contract to be construed against its drafter.

Wherever the word “including” is used in these Terms, the

word will be deemed to mean “including, without limitation”.

The summaries of provisions and section headings are

provided for convenience only and shall not limit the full

Terms.

(E) Communications. When you communicate with us

electronically, such as via e-mail and text message, you

consent to receive communications from us electronically.

Please note that we are not obligated to respond to inquiries

that we receive. You agree that all agreements, notices,

disclosures, and other communications that we provide to

you electronically satisfy any legal requirement that such

communications be in writing.

(F) Investigations; Cooperation with Law Enforcement;

Termination; Survival. KLC reserves the right, without any

limitation, to: (i) investigate any suspected breaches of its

websites’ security or its information technology or other

systems or networks, (ii) investigate any suspected breaches

of these Terms,(iii) investigate any information obtained by

KLC in connection with reviewing law enforcement

databases or complying with criminal laws, (iv) involve and

cooperate with law enforcement authorities in investigating

any of the foregoing matters, (v) prosecute violators of these

Terms, and (vi) discontinue the websites, in whole or in part,

or, except as may be expressly set forth in any additional

terms, suspend or terminate your access to it, in whole or in

part, including any user Accounts or registrations, at any

time, without notice, for any reason and without any

obligation to you or any third party. Any suspension or

termination will not affect your obligations to KLC under

these Terms or any Additional Terms. Upon suspension or

termination of your access to the websites, or upon notice

from KLC, all rights granted to you under these Terms will

cease immediately, and you agree that you will immediately

discontinue use of the websites. The provisions of these

Terms, which by their nature should survive your suspension

or termination will survive, including the rights and licenses

you grant to KLC in these Terms, as well as the indemnities,

releases, disclaimers, and limitations on liability and the

provisions regarding jurisdiction, choice of law, no class

action, and mandatory arbitration.

(G) Assignment. KLC may assign its rights and obligations

under these Terms, in whole or in part, to any party at any

time without any notice. These Terms may not be assigned

by you, and you may not delegate your duties under them,

without the prior written consent of an officer of the KLC.

(H) No Waiver. Except as expressly set forth in these

Terms, (i) no failure or delay by you or KLC in exercising any

of rights, powers, or remedies under will operate as a waiver

of that or any other right, power, or remedy, and (ii) no

waiver or modification of any term of these Terms will be

effective unless in writing and signed by the party against

whom the waiver or modification is sought to be enforced.

Effective Date: These Terms were last revised on June 25,

2015.